Auto Insurance Minimum Requirement in 50 US States
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State |
Liability required? minimums (in
$1000 ) |
PIP required? |
No-fault state? |
Uninsured motorist coverage required? |
|
Alabama |
Yes, 20/40/10 |
No |
No |
No |
|
Alaska |
Yes, 50/100/25 |
No |
No |
No |
|
Arizona |
Yes, 15/30/10 |
No |
No |
No |
|
Arkansas |
Yes, 25/50/25 |
No |
No |
No |
|
California |
Yes, 15/30/5 |
No |
No |
No |
|
Colorado |
Yes, 25/50/15 |
Yes |
Yes |
No |
|
Connecticut |
Yes, 20/40/10 |
No |
No |
Yes |
|
Delaware |
Yes, 15/30/5 |
Yes |
No
|
No |
|
Florida |
Yes, 10/20/10 |
Yes |
Yes |
No |
|
Georgia |
Yes, 25/50/25 |
No |
No |
No |
|
Hawaii |
Yes, 20/40/10 |
Yes |
Yes |
No |
|
Idaho |
Yes, 25/50/15 |
No |
No |
No |
|
Illinois |
Yes, 20/40/15 |
No |
No |
Yes |
|
Indiana |
Yes, 25/50/10 |
No |
No |
No |
|
Iowa |
Yes, 20/40/15 |
No |
No |
No |
|
Kansas |
Yes, 25/50/10 |
Yes |
Yes |
Yes |
|
Kentucky |
Yes, 25/50/10 |
Yes |
Yes |
No |
|
Louisiana |
Yes, 10/20/10 |
No |
No |
No |
|
Maine |
Yes, 50/100/25 |
No |
No |
Yes |
|
Maryland |
Yes, 20/40/15 |
Yes |
No |
Yes |
|
Massachusetts |
Yes, 20/40/5 |
Yes |
Yes |
Yes |
|
Michigan |
Yes, 20/40/10 |
Yes |
Yes |
No |
|
Minnesota |
Yes, 30/60/10 |
Yes |
Yes |
Yes |
|
Mississippi |
Yes, 10/20/5 |
No |
No |
No |
|
Missouri |
Yes, 25/50/10 |
No |
No |
Yes |
|
Montana |
Yes, 25/50/10 |
No |
No |
No |
|
Nebraska |
Yes, 25/50/25 |
No |
No |
No |
|
Nevada |
Yes, 15/30/10 |
No |
No |
No |
|
New Hampshire |
No, 25/50/25 |
No |
No |
Yes |
|
New Jersey |
Yes, 15/30/5 |
Yes |
Yes |
Yes |
|
New Mexico |
Yes, 25/50/10 |
No |
No |
No |
|
New York |
Yes, 25/50/10 |
Yes |
Yes |
Yes |
|
North Carolina |
Yes, 30/60/25 |
No |
No |
No |
|
North Dakota |
Yes, 25/50/25 |
Yes |
Yes |
Yes |
|
Ohio |
Yes, 12.5/25/7.5 |
No |
No |
No |
|
Oklahoma |
Yes, 10/20/10 |
No |
No |
No |
|
Oregon |
Yes, 25/50/10 |
Yes |
No |
Yes |
|
Pennsylvania |
Yes, 15/30/5 |
No |
Yes |
No |
|
Rhode Island |
Yes, 25/50/25 |
No |
No |
Yes |
|
South Carolina |
No, 15/30/10 |
No |
No |
Yes |
|
South Dakota |
Yes, 25/50/25 |
No |
No |
Yes |
|
Tennessee |
Yes, 25/50/10 |
No |
No |
No |
|
Texas |
Yes, 20/40/15 |
No |
No |
No |
|
Utah |
Yes, 25/50/15 |
Yes |
Yes |
No |
|
Vermont |
Yes, 25/50/10 |
No |
No |
Yes |
|
Virginia |
No, 25/50/20 |
No |
No |
Yes |
|
Washington |
Yes, 25/50/10 |
No |
No |
No |
|
Washington D.C. |
Yes, 25/50/10 |
No |
No |
Yes |
|
West Virginia |
Yes, 20/40/10 |
No |
No |
Yes |
|
Wisconsin |
No, 25/50/10 |
No |
No |
Yes |
|
Wyoming |
Yes, 25/50/20 |
No |
No |
No |
|
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1st number: liability maximum for one person injured
in an accident.
2nd number: bodily injury liability maximum for all injuries in one
accident.
3rd number: property damage liability maximum for one accident.
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